Tize Lozo analyzes your monthly surpluses and invests them automatically according to the principle of dollar-cost averaging - with data-based entry points instead of gut feeling.
Open an account nowAnyone who works as a driver, courier or freelancer knows the pattern: one month there is a noticeable surplus, the next there is hardly any. This fluctuation makes it difficult to define fixed savings amounts and invest in a disciplined manner.
Many people are waiting for what seems to be the right time to invest. This hesitation costs time and therefore returns - not because the decision is wrong, but because it is never made in the first place.
Tize Lozo shifts this decision to a model that continuously evaluates market data. Surpluses are invested in regular, smaller tranches, supplemented by phases in which the system identifies cheaper entry points.
Schematic representation: Monthly surplus (gray) and automatically invested share with recognized entry point (green). No real price or return data.
The procedure is based on three consecutive steps that take place without manual intervention.
Tize Lozo recognizes monthly incoming payments and uses them to calculate a realistic surplus that is available for asset accumulation without endangering ongoing fixed costs.
An algorithm continuously evaluates market indicators and determines whether part of the available amount is invested immediately or staggered over several days. The goal is a more consistent average cost base.
The investment is carried out according to the established framework. You receive an overview of every transaction without having to take any action yourself.
The functions are designed for smaller, irregular amounts - not for large institutional portfolios.
Investment amounts are spread over several points in time to reduce the dependence on a single entry price. The module adapts the staggering to the current market volatility.
Every automated decision is logged and presented in a comprehensible manner, including the market conditions that led to the respective entry point.
The system is designed for recurring small amounts and does not cause disproportionate transaction costs for amounts in the two to three-digit range.
The models combine historical price trends with short-term volatility indicators. This results in a weighting that determines how heavily an available amount is invested in a certain period.
Account data is used exclusively to calculate the available surplus and is processed in encrypted form. Access rights are limited to what is technically necessary.
The calculation takes into account Swiss salary cycles and the usual payout rhythms of platforms, as these may differ from monthly salary payments.
The system is designed for recurring amounts starting from a low double-digit amount. Before each execution, it checks whether the transaction costs are in a reasonable relationship to the amount invested and staggers them accordingly.
The algorithm does not make any predictions about individual price movements, but rather distributes investments over time based on rules. The logic is documented and every execution can be traced afterwards.
Invested amounts generally remain liquid and can be sold. Since this involves long-term asset accumulation, an investment horizon of several years is recommended in order to compensate for short-term fluctuations.
The setup takes a few minutes. You set the framework for your monthly surpluses and the automation takes care of the rest.
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